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	<title>Benefits @ Work</title>
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	<description>Employee Benefits and Healthcare Communication Technology</description>
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		<title>Benefits @ Work</title>
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		<item>
		<title>Unintended Consequences of Health Reform</title>
		<link>http://tomdaly.wordpress.com/2012/01/24/unintended-consequences-of-health-reform/</link>
		<comments>http://tomdaly.wordpress.com/2012/01/24/unintended-consequences-of-health-reform/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 21:58:06 +0000</pubDate>
		<dc:creator>tomdaly</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://tomdaly.wordpress.com/?p=1048</guid>
		<description><![CDATA[Since the passage of PPACA, the players in the healthcare industry (which includes hospitals, clinics, physicians, pharmacies, pharmaceutical companies, medical materials/device manufacturers, insurance companies, employers, brokers/agents, CPAs, Healthcare IT providers, etc., etc., etc.) have been desperately trying to figure out how the elements of Healthcare Reform will ultimately impact them &#8211; both generally and specifically.  Since every [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=tomdaly.wordpress.com&amp;blog=5288318&amp;post=1048&amp;subd=tomdaly&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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			<media:title type="html">govmnt</media:title>
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		<item>
		<title>Rising Stars in Advising</title>
		<link>http://tomdaly.wordpress.com/2011/11/04/rising-stars-in-advising/</link>
		<comments>http://tomdaly.wordpress.com/2011/11/04/rising-stars-in-advising/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 14:14:58 +0000</pubDate>
		<dc:creator>tomdaly</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://tomdaly.wordpress.com/?p=1037</guid>
		<description><![CDATA[I am incredibly humbled to have been selected as one of Employee Benefit Adviser&#8216;s 10 Rising Stars in Advising.  Those who know me well know how much time and energy I put into this business (probably a little too much at times).  It is extremely rewarding to be recognized by your peers like this.  Below [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=tomdaly.wordpress.com&amp;blog=5288318&amp;post=1037&amp;subd=tomdaly&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://tomdaly.wordpress.com/2011/11/04/rising-stars-in-advising/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">stars</media:title>
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		<title>How Competitive Are State Health Insurance Markets?</title>
		<link>http://tomdaly.wordpress.com/2011/10/28/how-competitive-are-state-health-insurance-markets/</link>
		<comments>http://tomdaly.wordpress.com/2011/10/28/how-competitive-are-state-health-insurance-markets/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 18:39:25 +0000</pubDate>
		<dc:creator>tomdaly</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://tomdaly.wordpress.com/?p=1029</guid>
		<description><![CDATA[This is a very interesting report (from Kaiser) that just came out regarding insurance company competition by state.  The gist is that there is fairly little competition between health insurance companies on a state by state basis.  The implication is that competition would (or maybe should) lead to more competitive pricing.  It is a very [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=tomdaly.wordpress.com&amp;blog=5288318&amp;post=1029&amp;subd=tomdaly&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://tomdaly.wordpress.com/2011/10/28/how-competitive-are-state-health-insurance-markets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">tomdaly</media:title>
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			<media:title type="html">race</media:title>
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		<title>Kaiser 2011 Employer Health Benefits Survey Released</title>
		<link>http://tomdaly.wordpress.com/2011/09/28/kaiser-2011-employer-health-benefits-survey-released/</link>
		<comments>http://tomdaly.wordpress.com/2011/09/28/kaiser-2011-employer-health-benefits-survey-released/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 13:43:58 +0000</pubDate>
		<dc:creator>tomdaly</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://tomdaly.wordpress.com/?p=1016</guid>
		<description><![CDATA[The following annual 2011 Benefits Survey is always the most commonly referenced in the industry.  There is a ton of great information contained in this report.  Take a few minutes to review these results to see how your company&#8217;s benefits compare to national average. This annual survey of employers provides a detailed look at trends in [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=tomdaly.wordpress.com&amp;blog=5288318&amp;post=1016&amp;subd=tomdaly&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://tomdaly.wordpress.com/2011/09/28/kaiser-2011-employer-health-benefits-survey-released/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">tomdaly</media:title>
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			<media:title type="html">2011 survey</media:title>
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		<media:content url="http://www.kff.org/insurance/7148/images/KFF_HRET.jpg" medium="image">
			<media:title type="html">KFF</media:title>
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		<item>
		<title>6 Step Benefits Strategic Plan</title>
		<link>http://tomdaly.wordpress.com/2011/09/21/6-step-benefits-strategic-plan/</link>
		<comments>http://tomdaly.wordpress.com/2011/09/21/6-step-benefits-strategic-plan/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 13:47:01 +0000</pubDate>
		<dc:creator>tomdaly</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://tomdaly.wordpress.com/?p=1001</guid>
		<description><![CDATA[Definition:  ben-e-fit stra-te-gic plan-ning The formal consideration of an organization’s future course as it relates to human capital management An organization’s process of defining  human capital issues, direction and making decisions on allocating its resources to pursue defined objectives, including its capital and people. A proactive process that is internally focused, with management in control. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=tomdaly.wordpress.com&amp;blog=5288318&amp;post=1001&amp;subd=tomdaly&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://tomdaly.wordpress.com/2011/09/21/6-step-benefits-strategic-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">tomdaly</media:title>
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			<media:title type="html">SP White Paper</media:title>
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		<media:content url="http://tomdaly.files.wordpress.com/2011/09/smart.jpg" medium="image">
			<media:title type="html">SMART</media:title>
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		<item>
		<title>Healthcare Advocacy &#8211; Navigating the New World of Healthcare</title>
		<link>http://tomdaly.wordpress.com/2011/09/16/healthcare-advocacy-navigating-the-new-world-of-healthcare/</link>
		<comments>http://tomdaly.wordpress.com/2011/09/16/healthcare-advocacy-navigating-the-new-world-of-healthcare/#comments</comments>
		<pubDate>Fri, 16 Sep 2011 21:33:46 +0000</pubDate>
		<dc:creator>tomdaly</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://tomdaly.wordpress.com/?p=990</guid>
		<description><![CDATA[Today, more than ever, individuals (who spend the average $4,000+ per year for health insurance) NEED to make informed health care decisions, find qualified providers, utilize their benefits appropriately, work through administrative claims issues and identify community or alternative resources available to them. As the complexity of the healthcare delivery and payment system increases, so [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=tomdaly.wordpress.com&amp;blog=5288318&amp;post=990&amp;subd=tomdaly&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://tomdaly.wordpress.com/2011/09/16/healthcare-advocacy-navigating-the-new-world-of-healthcare/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">tomdaly</media:title>
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		<title>Protected: Health Reimbursement Arrangements (HRAs): Creative Solutions to Control Runaway Healthcare Costs</title>
		<link>http://tomdaly.wordpress.com/2011/08/08/health-reimbursement-arrangements-hras-creative-solutions-to-control-runaway-healthcare-costs/</link>
		<comments>http://tomdaly.wordpress.com/2011/08/08/health-reimbursement-arrangements-hras-creative-solutions-to-control-runaway-healthcare-costs/#comments</comments>
		<pubDate>Mon, 08 Aug 2011 14:58:57 +0000</pubDate>
		<dc:creator>tomdaly</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://tomdaly.wordpress.com/?p=978</guid>
		<description><![CDATA[There is no excerpt because this is a protected post.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=tomdaly.wordpress.com&amp;blog=5288318&amp;post=978&amp;subd=tomdaly&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://tomdaly.wordpress.com/2011/08/08/health-reimbursement-arrangements-hras-creative-solutions-to-control-runaway-healthcare-costs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">tomdaly</media:title>
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		<title>Caregiving and Long Term Care: HealthCare &amp; Productivity Costs</title>
		<link>http://tomdaly.wordpress.com/2011/07/31/caregiving-and-long-term-care-healthcare-productivity-costs/</link>
		<comments>http://tomdaly.wordpress.com/2011/07/31/caregiving-and-long-term-care-healthcare-productivity-costs/#comments</comments>
		<pubDate>Sun, 31 Jul 2011 06:05:59 +0000</pubDate>
		<dc:creator>tomdaly</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://tomdaly.wordpress.com/?p=961</guid>
		<description><![CDATA[Thanks to Kay Nobles, CLTC from AGIS Network for coming to our office today to provide a complimentary webinar on how caregiving affects employer health costs and productivity. Our workforce is aging and caregiving is becoming an issue for employers. Caregiving creates a huge amount of stress on employees that lasts on average 4.3 years. What Will I [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=tomdaly.wordpress.com&amp;blog=5288318&amp;post=961&amp;subd=tomdaly&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://tomdaly.wordpress.com/2011/07/31/caregiving-and-long-term-care-healthcare-productivity-costs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">tomdaly</media:title>
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		<item>
		<title>A Blueprint for the New Benefits Economy</title>
		<link>http://tomdaly.wordpress.com/2011/07/01/complimentary-educational-seminar/</link>
		<comments>http://tomdaly.wordpress.com/2011/07/01/complimentary-educational-seminar/#comments</comments>
		<pubDate>Sat, 02 Jul 2011 03:32:57 +0000</pubDate>
		<dc:creator>tomdaly</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://tomdaly.wordpress.com/?p=948</guid>
		<description><![CDATA[Please join us in welcoming Dr. Ron Leopold, author of the 9th Annual Study of Employee Benefits Trends, to the Solomon Theater on St. Martin’s Episcopal School Campus. The event will be held Tuesday July 19th, 2011. Attendees should include Business Leaders, Benefits &#38; Human Resource Professionals. This is a free educational seminar sponsored by Eustis Insurance &#38; Benefits, Creative Financial [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=tomdaly.wordpress.com&amp;blog=5288318&amp;post=948&amp;subd=tomdaly&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://tomdaly.wordpress.com/2011/07/01/complimentary-educational-seminar/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">tomdaly</media:title>
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			<media:title type="html">mettrend</media:title>
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			<media:title type="html">Register Online</media:title>
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			<media:title type="html">ron l</media:title>
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		<item>
		<title>Change, I Can Believe In</title>
		<link>http://tomdaly.wordpress.com/2011/07/01/change-i-can-believe-in/</link>
		<comments>http://tomdaly.wordpress.com/2011/07/01/change-i-can-believe-in/#comments</comments>
		<pubDate>Sat, 02 Jul 2011 03:30:23 +0000</pubDate>
		<dc:creator>tomdaly</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://tomdaly.wordpress.com/?p=915</guid>
		<description><![CDATA[Change has been a constant in my life &#8211; both business and personal.  I am fortunate to generally welcome and, many times, embrace all types of change.  So, I guess my excitement about merging Hartig Moss Benefits with Eustis Benefits is not a big surprise.  But, let me try to put into perspective. Starting HMB [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=tomdaly.wordpress.com&amp;blog=5288318&amp;post=915&amp;subd=tomdaly&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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			<media:title type="html">tomdaly</media:title>
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			<media:title type="html">HMB to EB</media:title>
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